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The 90-day pilot

One fixed price per credit union, set by NCUA asset size. No sales calls, no hidden fees, no per-member charges. Full licensing opens up after a successful pilot.

Pilot

Prove it with your members in 90 days.

$45,000
Fixed-price pilot
90-day pilot · one production build, one module · Standard asset band
One flat program fee. No per-member charges. Credited toward an annual plan.
  • One module — most institutions start with Sidecar
  • One production build for testing, plus 1–2 live member accounts for 90 days
  • Priced by NCUA asset band: $25,000 to $75,000
  • Live core connection through the Relay API layer
  • Named onboarding lead · ~40 implementation hours
  • 100% credited to the institution license if you convert within 60 days of pilot end
  • No per-member, per-account or per-transaction fees — ever
Support: Priority — named onboarding lead

Pilot price by asset band

Community
Under $100M
$25,000
Emerging
$100M – $250M
$35,000
Standard
$250M – $1B
$45,000
Regional
$1B – $5B
$55,000
Strategic
$5B and above
$75,000

Bands follow NCUA year-end assets. If assets aren't provided we price at Standard. Per institution — members are not billed.

Enterprise. Own your deployment. Keep your infrastructure. Keep your member relationship. Relay validates the software license — not your member data.

Straight talk on pricing

What you see is what you pay
The price on this page is the price on the invoice. One flat platform fee per institution — we never charge per member, per account, or per transaction.
Why it's lower than the others
Comparable white-label platforms start in the five figures a year. We keep margins modest so community institutions can afford to look after the families they serve.
Implementation, stated up front
The one-time setup fee covers guided onboarding and your first integration. Extra administrator seats are $29/month each — listed, not negotiated.

Pricing, checkout and invoices in this environment are a demonstration — no payment is processed and no card data is collected or stored. In a licensed deployment the billing boundary is replaced with your own billing or procurement system. Support runs member → institution support → integrator/vendor support → Relay platform support. See what's included.